Attention homeowners in Brush and Morgan County: Need an appraisal?
Here are the top 7 reasons why CO homeowners order from Belles Appraisal Service, LLC:
Need help determining the value of your house in or near Brush, CO?
At Belles Appraisal Service, LLC, we understand the particular needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Belles Appraisal Service, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value report than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're qualified in helping folks just like you rid themselves of unneeded PMI insurance.
Challenge Morgan county's assessment of your property
Lets say you live in an area that is going down -- your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Belles Appraisal Service, LLC is your chief weapon.
HELOC recently frozen?
Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow standpoint. Belles Appraisal Service, LLC can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you would wish to have an expert double-check it for accuracy or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Belles Appraisal Service, LLC can go out and check the subject and comps in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.