Reasons to get an appraisal from Belles Appraisal Service, LLC

To a lot of people, an appraisal just looks like a line item in the long list of items for a home sale or refinance. Even though there are an increasing number of automated home valuation processes that may seem more cost-effective than an appraisal, nearly all lenders still want a local expert because the stakes are very high. You might assume that securing a mortgage is the only basis for getting an appraisal, but there are other times when the services of a certified, independent real estate professional might be beneficial.


	For real estate appraisals in Brush and Morgan County, it's easiest when your order online from Belles Appraisal Service, LLC, just click here.

Challenge your tax assessment in Morgan County

If you reside in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Belles Appraisal Service, LLC is your best evidence. At Belles Appraisal Service, LLC,we can assist you in disputing your tax assessment.

Let Belles Appraisal Service, LLC help you do away with PMI to lower your mortgage payment

When the amount being loaned to the home owner is more than 80% of the actual value of the home, nearly all lenders ask buyers to purchase an extra insurance policy. That policy is Private Mortgage Insurance, or PMI. This extra payment is often lumped into the monthly mortgage payment and is promptly forgotten. PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to eliminate the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

If you'd like to do away with PMI, Belles Appraisal Service, LLC will produce a statement regarding the value of your home. The expense of the home valuation can generally be regained in a short amount of time because you'll no longer be paying the PMI.

An appraisal from Belles Appraisal Service, LLC will help you settle a divorce with less stress

A divorce is often complicated by the challenging decision of who maintains the house, and it can be an especially heartbreaking experience for both parties. It's a good idea to order an appraisal from Belles Appraisal Service, LLC so both parties are fully aware of the true market value of their home, regardless of the situation.

If the parties wish to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to manage these matters. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal.

Relocating to or from Morgan County?

Moving due to a job change is a stressful event, and we understand. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive aspects of their property, as well as information regarding any recent sales or listings in their neighborhood that they want considered during our thorough process.

Sell your home quickly at the right price with an appraisal from Belles Appraisal Service, LLC

A professional appraisal will help you make a better educated decision regarding your asking price, whether you choose to sell your home on your own or with the help of a real estate agent. With much different interests than a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't contingent upon the value we report, but rather they are calculated on our efforts to finish the appraisal.

We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties are one the market.